I am on SSI and I need a $5000.00 dollar loan.?

i am a disabled widow of 3 years. My income is $856.mo. total. my credit rating is only 440. i am on housing and i can pay back $200.00 each month. my car is paid off. and $5000.00 would bring my bills current. i am a Christian, with no legal issues, as well as a grandma and mother of 2 young men. My only collateral is my 1977 Volvo. Not much. Anyhoo, let me know if you can help. judi